Brad Lignell Insurance Agency specializes in home, automobile, life, commercial, retirement and college savings services for all our clients. We promise to help you protect your assets with the right insurance products for your lifestyle.
We are pro-active insurance agency and encourage our clients to call before you buy a car or home. We want to make sure your new investment is properly insured. We encourage our clients to stay in touch when their financial situation changes. We offer many different payment plans to fit your budget. We encourage our clients to look realistically to the future. Whether it's college for the kids, preparing for retirement or rolling over a 401K. We offer insurance solutions for the expected and the unexpected. Please feel free to contact my office today to discuss your insurance needs.
License/Credentials:
* Licensed with the Texas Department of Insurance as a General Agent for Life, Accident, Health, HMO, Property, and Casualty.
* Licensed with the Texas State Securities Board for Series 6 and 63.
Your Dallas Home Insurance Agent: For Guidance and Security
If you want to buy or rent a new residence, you need to get the help of a reliable Dallas Home Insurance Agent. Homeowner’s insurance, also known as HOI, should be purchased because it is required by all mortgage lenders before they give you a loan. Insurance is essential for the security of your home and your future.
Imagine what would happen if you were uninsured and suffered a massive fire in your home. The consequences are that without a policy from a local Dallas Home Insurance Agent, all your possessions would go up in smoke. A homeowner's policy is an important and responsible way to keep your home and your finances safe from unprecedented disaster.
Your Dallas Home Insurance Agent supplies valuable insurance policies to protect you, your dwelling, and your belongings, as well as any other interested and insurable parties. Homeowners are required to purchase home insurance, but this doesn’t mean that it should be considered as optional just because they are buying or renting other properties. Being insured can mean the difference between losing everything and suffering a minor setback.
How A Reputable Dallas Home Insurance Agent Can Help You Meet All Your Insurance Needs
Homeowner’s insurance policies come in many different forms. The best Policy for you can be determined by a Dallas Home Insurance Agent depending on your situation, your needs and your property. Whatever plan you choose, insurance from your Dallas Home Insurance Agent will protect your dwelling from damage caused by factors beyond your control, helping to keep your home in livable condition and your finances stable.
A policy that covers your home against damages caused by unexpected weather damage is one of the most common forms of insurance sold by a Dallas Home Insurance Agent. It also protects you in case of vandalism or theft. Your insurance company will most likely pay for the repair of your house if it is damaged by an auto accident. Additionally, the policy offered by your Dallas Home Insurance Agent can even keep you from being held responsible for the injury of a visitor while on your premises. The only two situations that the insurance will not cover are any damages caused by a flood or earthquake.
Dallas <<>: Renters Insurance
If you are renting out a residence, you might think that you don’t need, or can’t have, the services of a Dallas Home Insurance Agent. Renter’s insurance is somewhat different from those offered to homeowners, but they are still valuable and very flexible and still comprehensive. There are many things that a Dallas Home Insurance Agent can insure you against as a renter, such as theft, vandalism and repairs. Your landlord will already probably have a policy protecting him against the chances of you not paying your rent.
Being an insured tenant means your insurance company protects you from thieves, as well as any damage from attempted break-ins. The financial and legal consequences of such a situation can be avoided by getting in touch with a professional Dallas Home Insurance Agent.
Regardless of what type of home you are renting, you should protect your finances against possible disasters. To create a custom plan according to your needs and budget, you can consult with your Dallas Home Insurance Agent.
Dallas Home Insurance Agent: What will Homeowners Insurance Cost?
The amount you can expect to pay varies widely depending on your type of plan, the size and location of your dwelling, and, in some cases, your budget. Homeowner’s insurance is called a term contract, which means it lasts for a given period of time, called ‘the term’. The money you pay to the Dallas Home Insurance Agent is called a premium, which you must pay at the end of every term. It means that once this payment is made, your insurance once again covers you for the next term, so there are no monthly payments.
Changes in your property and the area around it can cause the premium stated by your Dallas Home Insurance Agent to increase or decrease. For example, if your home was located in an unsavory part of town when you bought it, but over a year the local police have successfully cleaned up the area and a fire station has been constructed next door, your premium might go down to reflect the lowered chance of certain risks being encountered - namely, theft, vandalism, and fire. Your Dallas Home Insurance Agent needs to be kept up to date with such changes in your neighborhood, and let them know if it is now safer or more dangerous when your policy is renewed. This is also the best time to add or remove coverage or change your policy to better suit your needs.
Dallas Home Insurance Agent: Protection You Can’t be Without
Building a trusted relationship with a Dallas Home Insurance Agent will help greatly for any future plans you might have. A Dallas Home Insurance Agent can also sell insurance for cars, life and health and can help you make the best choices. Having your own insurance agent makes moving locations and buying new cars much easier.
Home disasters, not matter how rare, can be extremely upsetting. You shouldn’t be fooled into thinking that you will never have a fire, break-in or unexpected accidents. Disasters are never expected, but you can make sure that you are protected in case one occurs. To protect yourself, your possessions and investments against disaster, call a Dallas Home Insurance Agent to explore your home insurance options today.